Our investment philosophy has been developed through years of experience

We believe that a solid and structured investment strategy provides value over time and results in a higher degree of confidence.

Asset allocation has a greater impact on achieving investment objectives than the selection of securities. The best way to maximize returns is to ensure that assets are allocated wisely while carefully managing risk.
Diversification is key to managing risk and preserving capital.
In this complex, constantly changing world, it’s important to consult diverse and independent sources of macroeconomic and financial information.
Integrating environmental, social and governance (ESG) criteria into a portfolio strategy minimizes several long-term risks, particularly those related to climate change.
Costs erode investor returns. Antidote: the added value provided by experienced portfolio managers.
Taxes can substantially reduce portfolio returns. To counter this, it’s important to minimize the impacts of capital gains.

In short, our approach involves investing solely in asset classes that allow us to build diversified and profitable portfolios. Rather than simply selecting stocks or passively tracking stock indexes, we build our strategy by including a variety of asset classes, with risk and return criteria that are based on sound scientific analysis.

Over the years, we have developed the following convictions:

The best investment approach involves building a portfolio with a variety of asset classes (liquidity, bonds, Canadian equities, foreign equities, real estate, alternative investments, etc.), based on risk and return criteria as determined through rigorous analyses.

Asset allocation has a greater impact on achieving investment objectives than the selection of securities. The best way to maximize returns is to ensure that assets are allocated wisely while carefully managing risk.

Diversification is key to managing risk and preserving capital.

In this complex, constantly changing world, it’s important to consult diverse and independent sources of macroeconomic and financial information.

Integrating environmental, social and governance (ESG) criteria into a portfolio strategy minimizes several long-term risks, particularly those related to climate change.

Costs erode investor returns. Antidote: the added value provided by experienced portfolio managers.

Taxes can substantially reduce portfolio returns. To counter this, it’s important to minimize the impacts of capital gains.

In short, our approach involves investing solely in asset classes that allow us to build diversified and profitable portfolios. Rather than simply selecting stocks or passively tracking stock indexes, we build our strategy by including a variety of asset classes, with risk and return criteria that are based on sound scientific analysis.

Learn about our services

We adhere to a structured methodology, applied systematically

Financial science offers benchmarks for identifying sources of return and risk for each investment. Our tools and experience will help you achieve your financial goals while enjoying peace of mind. Our six-step investment process is rigorously applied to every portfolio we manage:

Analyze the macroeconomic context

Research and analyze various asset classes

Control costs

Optimize the portfolio’s tax strategies

Manage the risks associated with each asset class

Build and review the portfolio

We provide an inclusive and distinctive client experience

Because we focus on long-term relationships, we favour a comprehensive client approach that accounts for all aspects of your family’s financial profile. We oversee the maintenance and growth of your wealth, develop your investment portfolio and management your risks.

This is achieved through a six-step process:

Getting to know you: First, we schedule an introductory meeting to assess your situation, needs and objectives.
Establishing the foundation of our relationship: At our second meeting, we present our analysis and recommendations for achieving your goals.
Deepening the discussion: We present you with a personalized policy and investment strategy. Once the plan is approved, we work with your family to achieve your goals.
Following up: During this next meeting, we go over your documentation and provide a progress report on your portfolio’s development.
Firming up your financial plan: We schedule a second follow-up meeting to review your portfolio and address your other financial needs.
Staying in touch and responding quickly to major life events: We continue to build trust through regular check-ins to monitor your financial situation and explain our results. We also respond quickly to inevitable yet sometimes unexpected life events.

Learn about our services

rencontre-client02