We are investment specialists, not forecasters. We believe that a structured investment process adds value over time and provides a higher level of confidence than a strategy based on instinct or on the forecasts of investment “gurus”.

Rather than simply selecting stocks or passively replicating stock indices, we construct our portfolios by including various asset classes according to risk and return criteria which are determined by scientific analysis. Our objective is to maximize our clients’ returns through a strategic asset allocation and a strict control of risk. We invest only in asset classes that meet our criteria and allow us to construct portfolios with a diversified and profitable asset allocation.

Taxes can substantially reduce portfolio returns. To avoid this problem, we use investment strategies that will lessen the impact of capital gains without deviating from targeted asset classes.

Principal characteristics of our approach:

• Drawing up investment policies based on our clients’ objectives and risk tolerance
• Constructing portfolios based on the principles of structured management of asset classes
• Rebalancing portfolios on a timely basis
• Performing tax optimization
• Monitoring the progress of portfolios
• Conducting personalized follow-up meetings